RBI-registered NBFC · CoR No. 0012/2026
Our products

Move Wealth Forward.

Three asset classes. One digital journey. Pick the product that fits the wealth you've already built.

  • Mutual Funds - up to 80% LTV · keep SIPs running
  • Shares - retain dividends & corporate actions
  • Insurance - endowment · money-back · ULIP
Loan Against Mutual Funds Up to 80% LTV · from 9.9% p.a. Loan Against Shares Pledge listed equities · 50% LTV Loan Against Insurance Policies Surrender value · stay covered

Designed for 30-minute disbursal

Choose your collateral

One portfolio, three ways to borrow

Every product is built on the same idea - pledge what you already own, keep it invested, and borrow against its value.

Loan Against Mutual Funds

Unlock liquidity from your mutual fund portfolio without redeeming a single unit.

  • Retain ownership of your investments - no need to sell
  • Get up to 80% of your portfolio value as a loan
  • Interest rates starting from 9.9% p.a.

Loan Against Shares

Leverage your equity portfolio for instant liquidity without selling a single share.

  • Borrow against listed equity shares held in your demat account
  • Get up to 50% LTV on approved securities
  • No need to sell - retain dividends and corporate action benefits
Coming soon

Loan Against Insurance Policies

Turn your life insurance policy's surrender value into working capital - without surrendering the policy.

  • Borrow against endowment, money-back, and ULIP policies
  • Policy continues to provide life cover while pledged
  • Competitive interest rates on policy-backed loans

Loan Against Mutual Funds

Unlock liquidity from your mutual fund portfolio without redeeming a single unit.

Key benefits

  • Retain ownership of your investments - no need to sell
  • Get up to 80% of your portfolio value as a loan
  • Interest rates starting from 9.9% p.a.
  • Repay anytime with zero prepayment charges
  • Fully digital process - designed for disbursement in 30 minutes
  • Continue earning returns on your pledged mutual funds

How it works

  1. Check eligibility

    Enter your PAN & verify via OTP to fetch your mutual fund holdings from CAMS/KFin.

  2. Select securities

    Choose which mutual funds to pledge and see your eligible loan amount instantly.

  3. Complete KYC

    Quick digital KYC - Aadhaar-based verification, no paperwork.

  4. E-sign & pledge

    Digitally sign the loan agreement and pledge your securities.

  5. Get funds

    Designed to disburse to your bank account in as little as 30 minutes once operational.

Loan Against Shares

Leverage your equity portfolio for instant liquidity without selling a single share.

Key benefits

  • Borrow against listed equity shares held in your demat account
  • Get up to 50% LTV on approved securities
  • No need to sell - retain dividends and corporate action benefits
  • Competitive interest rates for equity-backed loans
  • Seamless CDSL/NSDL integration for demat holdings
  • Same-day disbursal for eligible portfolios

How it works

  1. Check eligibility

    Enter your PAN & demat details to fetch holdings from CDSL/NSDL.

  2. Review approved securities

    We match your holdings against the approved securities list with LTV % and eligible value.

  3. Select & pledge

    Choose shares to pledge and confirm your desired loan amount.

  4. Complete KYC

    Quick digital KYC - the same seamless process as mutual fund loans.

  5. Get funds

    Loan approved and disbursed directly to your bank account.

Loan Against Insurance Policies

Coming soon

Turn your life insurance policy's surrender value into working capital - without surrendering the policy.

Key benefits

  • Borrow against endowment, money-back, and ULIP policies
  • Policy continues to provide life cover while pledged
  • Competitive interest rates on policy-backed loans
  • No impact on policy bonuses or maturity value
  • Simple documentation with minimal paperwork

How it works

  1. Submit policy details

    Share your insurance policy number and basic details.

  2. Valuation

    We assess the surrender value and determine your eligible loan amount.

  3. Documentation

    Complete policy assignment and loan agreement digitally.

  4. Get funds

    Loan disbursed upon successful assignment of your policy.