RBI-registered NBFC · CoR No. 0012/2026

About Forward Finance

A digital-first NBFC built to move capital forward.

Loan Against Securities for retail and affluent investors.
Real-time credit, wealth-friendly liquidity, and deep API-led integrations.
Unlock liquidity without interrupting the investment journey.

Most adopted

Loan Against Securities

Move wealth forward

Borrow against a strong portfolio instead of selling it.

Our purpose

Why Forward exists

People build portfolios to grow their future. We ensure they never have to break that momentum.

Our name reflects our philosophy: Move Wealth Forward - keep investors invested, and keep financial journeys uninterrupted.

What we do

Credit and insight, built around the portfolio

Loan against investments

Mutual funds, shares, bonds - unlock liquidity without selling a single unit.

Portfolio analysis

Free instant health check on your equity and MF holdings - risk, diversification, and indicative loan eligibility. No login needed.

Fully digital journey

Onboarding, underwriting, and lifecycle management - 100% paperless.

Instant liquidity

Portfolio-linked risk engines deliver capital in minutes, not days.

How we operate

Engineered, transparent, governed

Technology-led execution

API-first architecture
Real-time pledge & de-pledge workflows
Automated credit rules and risk engines
Secure, compliant, audit-ready infrastructure

Customer & partner design

Transparent pricing
Fast disbursement TATs
Co-branded journeys
Partner dashboards & data visibility

Governance & risk discipline

Strong credit & operational frameworks
Board-level oversight
Experience from India's largest financial institutions
RBI-compliant, high-integrity processes

The core team

Decades of banking, secured lending and fintech

Built to scale Forward responsibly.

J. P. Sinha

Co-Founder & CEO

Investment strategy, digital lending and wealth-management innovation. Converging credit and wealth.

C. L. N. Charyulu

Director & Chief Risk Officer

Former Chief General Manager, State Bank of India. 34+ yrs in corporate credit, credit risk and stressed assets.

Mohit Mehrotra

Chief Business Officer

28 yrs in financial services and banking. Built pan-India distribution and scaled teams of 700+ from zero.

Chandrajit Sahoo

Chief Compliance Officer

26+ yrs at the Reserve Bank of India. Deep expertise in NBFC supervision, regulation and compliance.

Forward principles

What forward means to us

Forward thinking

Design for tomorrow, not yesterday.

Forward motion

Speed with accuracy, predictable execution.

Forward governance

Transparent, compliant, responsible.

Forward partnerships

Grow together with ecosystems.

Forward for customers

Keep their wealth and goals moving without disruption.

Forward Finance exists to advance the way India experiences liquidity. Powered by real-time data, intelligent credit models, and a governance-first approach, we enable seamless and responsible access to capital for investors and partners. We are building India's most trusted, intuitive, and collaborative secured lending ecosystem.